Yonkers Postal Employees CU   


 Credit Union Bulletin Board


If you haven’t noticed, the Credit Union has two new staff members, Meriam Bermijo and Tamelle Robinson.  Jayson Gomes, left the Credit Union on April 1st to take a job with the Postal Service.  Best of luck Jayson!  A note on another former staffer:  Mathew DeLucia graduated from St John’s Law School in May.  Congratulations to Mathew!

 Summer time is here, so we want to extend a great healthy and safe summer to all of our members.  Remember, the Credit Union is here to help meet your financial goals….be it remodeling your home, taking the vacation you dreamed of, or purchasing a new car.  We are here to serve you!

 Reminder:  Members who refer another member to join the credit union will receive a $25 finder’s fee (payable once the new member starts payroll deductions).  Credit Union membership is now offered to CCA’s, PSE’s and MPC’s.

Dividend Rates

The Credit Union will be offering a dividend rate on regular shares of 0.75% for the period of 07/01/17 to 09/30/17.  The interest rates for share accounts with balances of $89,999.99 or more will be 1.00%.

 Loans

Personal Loans

 

 

%

Preferred Rate

Security

$       700.00    

-

 $ 4,000.00

9.25%

7.25%

400

 

$    4,001.00

 -

 

 $  8,000.00

9.50%

7.50%

 

10%

 $   8,001.00

 -

 $10,000.00

10.00%

8.00%

10%

 $ 10,001.00

 -

 $15,000.00

10.50%

8.50%

10%

 $ 15,001.00

 -

 $ 20,000.00

11.00%

9.00%

10%

 $ 20,001.00

 -

 $ 25,000.00

11.50%

9.50%

10%

$  25,001.00

 -

 $ 37,000.00

12.00%

10.00%

10%

Terms May Vary – Check with the office staff for details – Co-Maker requirements may vary depending on credit history. Maximum loan amount includes the fees for loan insurance. ***All loans include applicable Disability and Life insurance premiums calculated into the bi-weekly payment.

New Automobile Loans
        ***Our reduced rate for new autos will remain in effect

Rate 5.25%. Maximum loan is $35,000 with a term of 60 months. 
Must have a proposed Bill of Sale and an Insurance Binder.

Used Automobile Loans

Rate 6.50% 
Maximum loan is $25,000 with a term of 48 months.

A security deposit of three (3) payments or 10% is required, depending on your credit history and indebtedness. A Co-maker may be required. Car must not be more than 5 years old.

Passbook Loans 


interest rates are always 2% above the current dividend rate. On July 1, 2017, the rate will be 2.75%. 
***All loans include applicable Disability and Life insurance premiums calculated into the bi-weekly payment.


 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

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 Copyright © 2000 Yonkers Postal ECU.